Credit insurance

Credit insurance covers the costs for a repayment, a loan or an invoice. Some examples are fixed subscription rates, a mortgage on a home/ credit or hire-purchase credit transactions.

The insurance will usually repay on a monthly basis in cases when the borrower has had an accident, become unemployed, is on long-term sickness leave or caring for a close relative. The insurance may also cover the entire outstanding balance in the case of serious illness or death.

Credit insurance means advantages for both the end client and the company

What are the advantages for the end client when purchasing credit insurance?

  • Preserved credit rating
  • Security/ protection
  • Maintained standard of living

What are the advantages for the company offering the insurance?

  • Reduced losses
  • Increased customer loyalty and market value
  • Good earning opportunities
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